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Insurance for the Food and Drink industry
Our insurance programmes for those working in the food and drink industry are specially tailored depending on what trade you hold. We can cover Food Manufacturers, Distributors, Restaurants, Catering Companies, Hotels, Pubs, Nightclubs and Takeaways.
The Food & Drink industry often provides cause for concern to insurers with buildings incorporating insulated panels, cooking and manufacturing processes along with high staff turnover high on the agenda.
Our team has access to the UK’s leading insurers in the Food & Drink Industry so whether you are looking for an off the shelf package policy or a bespoke programme, we will take the time to obtain the full underwriting information before presenting the risk to the insurers for their consideration.
Property & Accidental Damage
Cover for your buildings, contents, stock and any physical asset
Cover for Loss of Profits/Income in the event of a insured event under Property Damage Section
Public and Products Liability
Cover for your liability to Third Parties who suffer injury or damage as a result of your negligence
A Legal Requirement - Cover for your Employees who suffer an accident/injury during the course of the business and you are negligent
Inspection - A statutory requirement
Directors & Officers
Cover the Directors & Officers of the company including personal assets in the event of a wrongful act
Goods In Transit
Cover for goods whilst being transported either by road, rail, sea or air in the UK and Worldwide
Cover for Legal costs involved in defending a range of employment or business disputes
This is a legal requirement if you own multiple vehicles. Fleet cover is available from 3 vehicles upwards with a variety of cover & driver options.
Frozen Food Cover
Cover for goods against deterioration or contamination caused by a change in temperature of fridge/cold store
Why Choose Us
Dedicated Account Handler
You will be allocated an experienced and dedicated Account Manager and Account Handler who will be specifically tasked with managing your portfolio.
Dedicated Claims Handler
Your dedicated Claims Handler will be available to guide you through the claims process should you have to make a claim. They will provide liaison with insurers, loss adjusters and solicitors as required by the type of claim.
A Flexible Approach
Our Flexible Approach allows us to provide the service you require, whether it’s face to face meetings or advice over the phone, we will provide a service to match.
A Personal Service
We provide a dedicated and personal approach that gives our clients confidence and security; leaving them free to focus on running their businesses.
An Experienced Team
Our experienced Commercial Team will provide a dedicated and bespoke solution to meet your business insurance requirements
A Tailored Solution
Our team will take the time to understand your business, taking time to assess the risks you face. We will tailor our service to your requirements as a business.
One Customer's story
“One Insurance Solution looks after all our insurance needs from Commercial to Motor. We have a single point of contact with a thoroughly professional account handler, who looks after our interests. It has simply made insurance easy to deal with and I would have no hesitation in recommending them.” Peter Bigmore, Tanpopo Japanese Food Ltd